Bad Credit Auto specializes in newer cars with low mileage. Our clients have high expectations for their vehicles, and equally high expectations about the dealership professionals who serve them. Bad Credit Auto is widely recognized to be among the best in quality, reliability…
Bad Credit Auto works with financing partners to help buyers secure loans for cars and trucks. Contact Bad Credit Auto to ask about current financing promotions, available lenders, and whether pre-qualification is available. You can also use Searchshop's built-in payment estimator on any listing to model monthly payments before reaching out.
Bad Credit Auto is located at 9803 North Cave Creek Road, Phoenix, Arizona, 85020. They serve buyers in Phoenix, Arizona and surrounding areas.
Bad Credit Auto specializes in cars and trucks. Browse their full inventory on Searchshop to see all available listings with year, make, model, photos, and pricing.
You can contact Bad Credit Auto through the contact form or reveal their phone number on their Searchshop profile page. Include the year, make, and model you are interested in for a faster response.
Many auto dealers accept trade-ins as part of a purchase. Contact Bad Credit Auto directly to ask about their trade-in program, how they value trade-in units, and how a trade-in would apply toward your next auto purchase.
Shopping for a vehicle at Bad Credit Auto in Phoenix, Arizona? Follow these steps to buy with confidence.
Pull the vehicle history report
Run a CARFAX or AutoCheck report using the VIN before you visit. Look for accident history, odometer rollbacks, and title brands like salvage or flood. Ask Bad Credit Auto if a report is available for any listing.
Take a thorough test drive
Drive on both city streets and the highway. Accelerate hard. Brake firmly. Listen for any clunks, vibrations, or warning lights. Test the AC, heat, and all electronics during the drive.
Inspect for hidden wear
Check for uneven panel gaps, mismatched paint, or overspray — signs of past bodywork. Push on each corner of the car to test the shocks. Look underneath for frame damage, fluid leaks, or rust.
Get a pre-purchase inspection
Have a trusted mechanic inspect any used vehicle before you buy. A $100–$150 PPI can uncover issues that save you thousands. Ask Bad Credit Auto if a third-party inspection is permitted.
Negotiate the out-the-door price
Focus on the total out-the-door price, not the monthly payment. Understand every fee on the sales contract before signing. Dealer add-ons like paint protection and VIN etching are negotiable at Bad Credit Auto.
Auto financing is competitive. A little preparation before visiting Bad Credit Auto in Phoenix, Arizona puts you in a stronger position.
Typical Loan Terms
48 to 72 months is most common. Shorter terms cost less in total interest.
Down Payment
10% to 20% down reduces your monthly payment and improves your loan terms.
Pro Tip
Get pre-approved by your bank before visiting Bad Credit Auto — it gives you a rate to compare against dealer financing.
Get pre-approved by your bank or credit union before visiting Bad Credit Auto. It takes 15 minutes and gives you a rate benchmark. Dealer financing can sometimes beat bank rates — but only if you have a number to compare against.
Bad Credit Auto is a auto dealer in Phoenix, Arizona listed on Searchshop. Browse their full cars and trucks inventory, view detailed photos, compare prices, and get in contact directly from this page. Searchshop aggregates auto dealer listings across the country so you can compare stock and pricing in one place before you visit or call.
Buyers in and around Phoenix, Arizona can browse the full inventory at Bad Credit Auto, read verified buyer reviews, and reach out through the contact form on this page. Each listing at Bad Credit Auto shows year, make, model, condition, mileage or hours, and current asking price. Use the monthly payment estimator on any listing to model financing before stepping on the lot.
The inventory at Bad Credit Auto is updated regularly on Searchshop. Each listing shows high-resolution photos alongside the year, make, model, trim, and price. Mileage, condition notes, and available options are listed on each vehicle detail page. A built-in loan calculator lets you estimate your monthly payment based on purchase price, down payment, and loan term before you call or visit. Save listings you like to compare them side by side. If a unit you are interested in is no longer showing, contact Bad Credit Auto directly — dealers often have incoming trades and new arrivals not yet listed.
Buying from a local auto dealer in Arizona has practical advantages. Local dealers handle state title, registration, and sales tax in-house. Warranty and service work are easier to coordinate nearby. Local dealers carry inventory suited to the region — autos suited to local roads and conditions. Visiting in person lets you inspect and test ride before you commit. Use the Searchshop dealer directory to compare Arizona auto dealers by city, brand, or inventory.
Use the contact form on this page to ask about a specific listing, request more photos, or schedule a visit. Include the year, make, and model for a faster response. Ask about trade-in valuations, financing promotions, and upcoming inventory. Bad Credit Auto is in the Searchshop auto dealer directory serving Phoenix, Arizona and surrounding areas. Browse other auto dealers on Searchshop to compare inventory and pricing near you.
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At a Glance
Bad Credit Auto specializes in newer cars with low mileage. Our clients have high expectations for their vehicles, and equally high expectations about the dealership professionals who serve them. Bad Credit Auto is widely recognized to be among the best in quality, reliability, value and customer satisfaction in both sales and service. Bad Credit Auto specializes in Strong Secondary Financing that makes it very easy to get approved with Bad Credit even when you have gone through credit damage such as; Discharged Bankruptcy, Passed Due Medical Payments, Home Foreclosures , Federal School Loan D...
I was skeptical because of their name “ Bad credit auto” lol I thought they were scammers but I was wrong. They are legit and hands down one of the least stressful experiences in my life. If I could give them 10 stars 🌟 I would. Tim is a great! He really works with you no matter what your situation is. Everyone was so nice and helpful. They even drove the car 35 minutes to my destination while I drove the rental back. I really appreciate them so much. They helped me when I was running out of options. It’s been 5 months now since I’ve had the car and it’s been great. I haven’t had any problems at all. I’m so thankful for them!!
It was a fast and pleasant experience working with Tim. He did everything he could to get us out of there within a timely manner (which was absolutely fantastic since we have a 1 year old who is impatient lol) and get us the best deal he could. 10/10!! We love our car and would always recommend. Our car drives AMAZING. Thank you Tim & everyone there!
Bought my first car here! Everyone was super helpful, welcoming and friendly. I couldn't believe how honest they were....not pressuring at all... made the process so much more easier. Tim is like an encyclopedia. Even though my car was used and it's been nothing but great! Recommended this place to my whole family and friends!! Definitely coming back next time to purchase my next car!
My ex and I bought a Honda Civic from Tim at Bad Credit Auto about 3 years ago. The car did have an issue with sputtering the first week we had it and when we brought it to their attention they kept the car over night and did something to it and said it was fixed however it wasn't. When we brought it to their attention again they told us to put top of the line gasoline in it and it should be fine. We did that and it still wasn't fixed so we just took it somewhere else and discovered that it actually needed a transmission fluid exchange. No big deal. There was something else wrong with the car shortly after where it would just die. We got that fixed by a mechanic at Kerry's Auto care and never and any issues after with the car. Tim was very helpful during the buying process and after. They always worked with me when it came to a late payment and making the payment was always an easy process. They did sell our loan to Red Mountain Funding about 2 years into the loan which Red Mountain turned out to be horrible. I hate them but Bad Credit Auto was good and I would buy a car from them again if the promised not to sell the loan to Red Mountain Funding.
I recently purchased a vehicle from this dealership and 3 weeks later I was involved in an accident and my truck sustained some front end damage. Tim and his staff offered to fix it with no problems and they worked with my insurance company through the red tape. They were quick and efficient and the repairs were professionally done They went over and above the normal customer service experience at car dealerships to make me feel at ease. I would definitely continue purchasing future vehicles from them and would recommend them to anyone I know.
