Auto Finance Center (AFC) is not your ordinary BUY HERE PAY HERE dealership in Matthews, NC. We sell quality cars at affordable prices with low down payments. AFC specializes in pre-owned Honda's and Toyota's at rock bottom prices. It is our goal to provide customers with reli…
Auto Finance Center works with financing partners to help buyers secure loans for cars and trucks. Contact Auto Finance Center to ask about current financing promotions, available lenders, and whether pre-qualification is available. You can also use Searchshop's built-in payment estimator on any listing to model monthly payments before reaching out.
Auto Finance Center is located at 11201 East Independence Boulevard, Matthews, North Carolina, 28105. They serve buyers in Matthews, North Carolina and surrounding areas.
Auto Finance Center specializes in cars and trucks. Browse their full inventory on Searchshop to see all available listings with year, make, model, photos, and pricing.
You can contact Auto Finance Center through the contact form or reveal their phone number on their Searchshop profile page. Include the year, make, and model you are interested in for a faster response.
Many auto dealers accept trade-ins as part of a purchase. Contact Auto Finance Center directly to ask about their trade-in program, how they value trade-in units, and how a trade-in would apply toward your next auto purchase.
Shopping for a vehicle at Auto Finance Center in Matthews, North Carolina? Follow these steps to buy with confidence.
Pull the vehicle history report
Run a CARFAX or AutoCheck report using the VIN before you visit. Look for accident history, odometer rollbacks, and title brands like salvage or flood. Ask Auto Finance Center if a report is available for any listing.
Take a thorough test drive
Drive on both city streets and the highway. Accelerate hard. Brake firmly. Listen for any clunks, vibrations, or warning lights. Test the AC, heat, and all electronics during the drive.
Inspect for hidden wear
Check for uneven panel gaps, mismatched paint, or overspray — signs of past bodywork. Push on each corner of the car to test the shocks. Look underneath for frame damage, fluid leaks, or rust.
Get a pre-purchase inspection
Have a trusted mechanic inspect any used vehicle before you buy. A $100–$150 PPI can uncover issues that save you thousands. Ask Auto Finance Center if a third-party inspection is permitted.
Negotiate the out-the-door price
Focus on the total out-the-door price, not the monthly payment. Understand every fee on the sales contract before signing. Dealer add-ons like paint protection and VIN etching are negotiable at Auto Finance Center.
Auto financing is competitive. A little preparation before visiting Auto Finance Center in Matthews, North Carolina puts you in a stronger position.
Typical Loan Terms
48 to 72 months is most common. Shorter terms cost less in total interest.
Down Payment
10% to 20% down reduces your monthly payment and improves your loan terms.
Pro Tip
Get pre-approved by your bank before visiting Auto Finance Center — it gives you a rate to compare against dealer financing.
Get pre-approved by your bank or credit union before visiting Auto Finance Center. It takes 15 minutes and gives you a rate benchmark. Dealer financing can sometimes beat bank rates — but only if you have a number to compare against.
Auto Finance Center is a auto dealer in Matthews, North Carolina listed on Searchshop. Browse their full cars and trucks inventory, view detailed photos, compare prices, and get in contact directly from this page. Searchshop aggregates auto dealer listings across the country so you can compare stock and pricing in one place before you visit or call.
Buyers in and around Matthews, North Carolina can browse the full inventory at Auto Finance Center, read verified buyer reviews, and reach out through the contact form on this page. Each listing at Auto Finance Center shows year, make, model, condition, mileage or hours, and current asking price. Use the monthly payment estimator on any listing to model financing before stepping on the lot.
The inventory at Auto Finance Center is updated regularly on Searchshop. Each listing shows high-resolution photos alongside the year, make, model, trim, and price. Mileage, condition notes, and available options are listed on each vehicle detail page. A built-in loan calculator lets you estimate your monthly payment based on purchase price, down payment, and loan term before you call or visit. Save listings you like to compare them side by side. If a unit you are interested in is no longer showing, contact Auto Finance Center directly — dealers often have incoming trades and new arrivals not yet listed.
Buying from a local auto dealer in North Carolina has practical advantages. Local dealers handle state title, registration, and sales tax in-house. Warranty and service work are easier to coordinate nearby. Local dealers carry inventory suited to the region — autos suited to local roads and conditions. Visiting in person lets you inspect and test ride before you commit. Use the Searchshop dealer directory to compare North Carolina auto dealers by city, brand, or inventory.
Use the contact form on this page to ask about a specific listing, request more photos, or schedule a visit. Include the year, make, and model for a faster response. Ask about trade-in valuations, financing promotions, and upcoming inventory. Auto Finance Center is in the Searchshop auto dealer directory serving Matthews, North Carolina and surrounding areas. Browse other auto dealers on Searchshop to compare inventory and pricing near you.
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At a Glance
Auto Finance Center (AFC) is not your ordinary BUY HERE PAY HERE dealership in Matthews, NC. We sell quality cars at affordable prices with low down payments. AFC specializes in pre-owned Honda's and Toyota's at rock bottom prices. It is our goal to provide customers with reliable transportation and reasonable payments. Our professional automotive sales team can work with all credit situations: good credit, bad credit, or no credit car loans. We are a used car dealership near Charlotte, NC, and serve Monroe, Gastonia, Concord, Indian Trail, Locust, Mint Hill, Pineville, Rockhill, Huntersville,...
Best experience I ever had Johnny your the man !!!!! And everybody there working if you need a car I don’t care what you have going on in your life AFC can help for sure thanks so much for all the help hurry up tho I’m sending everyone I know there !!!! Oh and thanks again for the 7 Ginger ale’s lol 😉
Anna Marie was very helpful we laughed and she was excited for me as much as I was, I was in and out. The process was easy. Go See Anna She’s the perfect one to help you get in the car you want ! Highly RECOMMEND
Rosy was a delight. Patience working with me! She did what was needed to make sure I got a car before the holidays! I very appreciative. The experience was amazing! Looking forward to sending them business
10/10 would recommend Daniel C. To anyone! Very patient, fast, and reliable! He helped me with all my car needs!!! Come see Daniel y'all!
Best experience I’ve had Daniel was amazing and any problem we had he figured it out without a doubt! I got a very affordable super clean car and I love it. These guys are worth checking out if you need a car!
