CarGonzo is here to handle the entire buying process online and by phone. There is no-longer a need to step foot in a dealership. We offer a simple and stress-free shopping experience with a wide selection of quality used cars, trucks, and SUVs. Our team strives for excellence…
Apex Car Loans works with financing partners to help buyers secure loans for cars and trucks. Contact Apex Car Loans to ask about current financing promotions, available lenders, and whether pre-qualification is available. You can also use Searchshop's built-in payment estimator on any listing to model monthly payments before reaching out.
Apex Car Loans is located at 480 S Broadway, New York, New York, 10591. They serve buyers in New York, New York and surrounding areas.
Apex Car Loans specializes in cars and trucks. Browse their full inventory on Searchshop to see all available listings with year, make, model, photos, and pricing.
You can contact Apex Car Loans through the contact form or reveal their phone number on their Searchshop profile page. Include the year, make, and model you are interested in for a faster response.
Many auto dealers accept trade-ins as part of a purchase. Contact Apex Car Loans directly to ask about their trade-in program, how they value trade-in units, and how a trade-in would apply toward your next auto purchase.
Shopping for a vehicle at Apex Car Loans in New York, New York? Follow these steps to buy with confidence.
Pull the vehicle history report
Run a CARFAX or AutoCheck report using the VIN before you visit. Look for accident history, odometer rollbacks, and title brands like salvage or flood. Ask Apex Car Loans if a report is available for any listing.
Take a thorough test drive
Drive on both city streets and the highway. Accelerate hard. Brake firmly. Listen for any clunks, vibrations, or warning lights. Test the AC, heat, and all electronics during the drive.
Inspect for hidden wear
Check for uneven panel gaps, mismatched paint, or overspray — signs of past bodywork. Push on each corner of the car to test the shocks. Look underneath for frame damage, fluid leaks, or rust.
Get a pre-purchase inspection
Have a trusted mechanic inspect any used vehicle before you buy. A $100–$150 PPI can uncover issues that save you thousands. Ask Apex Car Loans if a third-party inspection is permitted.
Negotiate the out-the-door price
Focus on the total out-the-door price, not the monthly payment. Understand every fee on the sales contract before signing. Dealer add-ons like paint protection and VIN etching are negotiable at Apex Car Loans.
Auto financing is competitive. A little preparation before visiting Apex Car Loans in New York, New York puts you in a stronger position.
Typical Loan Terms
48 to 72 months is most common. Shorter terms cost less in total interest.
Down Payment
10% to 20% down reduces your monthly payment and improves your loan terms.
Pro Tip
Get pre-approved by your bank before visiting Apex Car Loans — it gives you a rate to compare against dealer financing.
Get pre-approved by your bank or credit union before visiting Apex Car Loans. It takes 15 minutes and gives you a rate benchmark. Dealer financing can sometimes beat bank rates — but only if you have a number to compare against.
Apex Car Loans is a auto dealer in New York, New York listed on Searchshop. Browse their full cars and trucks inventory, view detailed photos, compare prices, and get in contact directly from this page. Searchshop aggregates auto dealer listings across the country so you can compare stock and pricing in one place before you visit or call.
Buyers in and around New York, New York can browse the full inventory at Apex Car Loans, read verified buyer reviews, and reach out through the contact form on this page. Each listing at Apex Car Loans shows year, make, model, condition, mileage or hours, and current asking price. Use the monthly payment estimator on any listing to model financing before stepping on the lot.
The inventory at Apex Car Loans is updated regularly on Searchshop. Each listing shows high-resolution photos alongside the year, make, model, trim, and price. Mileage, condition notes, and available options are listed on each vehicle detail page. A built-in loan calculator lets you estimate your monthly payment based on purchase price, down payment, and loan term before you call or visit. Save listings you like to compare them side by side. If a unit you are interested in is no longer showing, contact Apex Car Loans directly — dealers often have incoming trades and new arrivals not yet listed.
Buying from a local auto dealer in New York has practical advantages. Local dealers handle state title, registration, and sales tax in-house. Warranty and service work are easier to coordinate nearby. Local dealers carry inventory suited to the region — autos suited to local roads and conditions. Visiting in person lets you inspect and test ride before you commit. Use the Searchshop dealer directory to compare New York auto dealers by city, brand, or inventory.
Use the contact form on this page to ask about a specific listing, request more photos, or schedule a visit. Include the year, make, and model for a faster response. Ask about trade-in valuations, financing promotions, and upcoming inventory. Apex Car Loans is in the Searchshop auto dealer directory serving New York, New York and surrounding areas. Browse other auto dealers on Searchshop to compare inventory and pricing near you.
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At a Glance
CarGonzo is here to handle the entire buying process online and by phone. There is no-longer a need to step foot in a dealership. We offer a simple and stress-free shopping experience with a wide selection of quality used cars, trucks, and SUVs. Our team strives for excellence by assuring each customer finds a vehicle that will fit their lifestyle and budget. For quality and service you can trust, shop with CarGonzo.
We had a great experience with this dealership. Patrick helped us find an excellent truck, took the time to address all of our concerns, and answered every question we had. Highly recommend this team!
I have purchased many vehicles over the years from Dealers, Used Car Dealers and Individuals, and have had some good experiences, and a lot of bad ones. Apex Auto was by far the best! No nonsense, straight forward, stand up people. Patrick & Ali are amazing they truly care about the customer. I purchased an older used dump truck and had a couple of issues with it, although the vehicle had no warranty, Patrick & Ali paid for the repairs. I will be highly recommending them and will purchase my future vehicles from them. Thank you, Patrick & Ali you guys are the best! Jerry C
You have a very skilled mechanic who's upfront and honest, who does not manipulate the situation of the vehicle? Who will give you straight advice straight up? Price and who will give me the best service possible. I truly recommend having your automobile done. There specializes in Mercedes. An american and foreign cause
Sean was extremely transparent and professional during the buying process of my 2018 Ram 1500. My family and I are very pleased with the customer service at Apex Auto. This Family Business was super personable and went above and beyond to make our experience smooth and took a lot of the stress of buying a vehicle off our shoulders. Thank you to everyone at Apex Auto for your help!
Got my truck from Apex Auto and it was super easy. Everyone there was helpful, no pressure at all. Truck runs great and the whole process was smooth. Definitely recommend checking them out.
