It all started back in 1946 with our founder John W. Fobear Sr., he began by building small wooden boats of his own. We are now under 3rd generation leadership, and our main focus is on fishing boats and pontoons. We specialize in big water aluminum boats and tri-toon performance pontoons, although we carry a wide variety of boats to meet any budget.
Bay Outboard Marine Inc works with financing partners to help buyers secure loans for boats and watercraft. Contact Bay Outboard Marine Inc to ask about current financing promotions, available lenders, and whether pre-qualification is available. You can also use Searchshop's built-in payment estimator on any listing to model monthly payments before reaching out.
Bay Outboard Marine Inc is located at 5230 Bay Rd, Saginaw, Michigan, 48604. They serve buyers in Saginaw, Michigan and surrounding areas.
Bay Outboard Marine Inc specializes in boats and watercraft. Browse their full inventory on Searchshop to see all available listings with year, make, model, photos, and pricing.
You can contact Bay Outboard Marine Inc through the contact form on their Searchshop profile page, or by calling (989) 792-7744. Include the year, make, and model you are interested in for a faster response. Bay Outboard Marine Inc typically responds to inquiries about their listed inventory.
Buying a boat from Bay Outboard Marine Inc in Saginaw, Michigan? Use this guide to evaluate any listing before you commit.
Match the boat to your waters
Pontoons and deck boats suit calm lakes. Deep-V hulls handle chop on larger lakes and coastal water. Center consoles are versatile for fishing. Ask Bay Outboard Marine Inc which models suit the waterways near Saginaw, Michigan.
Inspect the hull carefully
Look for stress cracks, blistering, or repairs on fiberglass hulls. Check the transom for soft spots by pressing firmly — a solid transom feels rigid. Osmotic blistering costs thousands to repair.
Check engine hours
Inboard and outboard engines are typically rated to 1,500–3,000 hours. Low-hour engines with service records are worth more. Ask to see oil change and winterization records for any boat at Bay Outboard Marine Inc.
Request a sea trial
Test the boat on the water before buying. Run it at full throttle. Listen for unusual noises. Check that the throttle and steering respond smoothly. Reputable dealers like Bay Outboard Marine Inc will accommodate this request.
Verify title and registration
Ask for the current title and confirm the hull identification number (HIN) matches. Check for any liens with your state boating agency. Bay Outboard Marine Inc should be able to walk you through the paperwork.
Marine financing has unique terms. Here is what to know before financing a boat through Bay Outboard Marine Inc in Saginaw, Michigan.
Typical Loan Terms
10 to 20 years for larger boats. Smaller boats are typically financed over 5 to 10 years.
Down Payment
10% to 20% is standard. Some lenders require more for older vessels.
Pro Tip
Get pre-approved by your bank before visiting Bay Outboard Marine Inc — it gives you a rate to compare against dealer financing.
Marine lenders (USAA, SunTrust, Essex Credit) specialize in boat loans and often offer better rates than general banks. Get a pre-approval before visiting Bay Outboard Marine Inc to compare against dealer-arranged financing.
Bay Outboard Marine Inc is a boat dealer in Saginaw, Michigan listed on Searchshop. Browse their full boats and watercraft inventory, view detailed photos, compare prices, and get in contact directly from this page. Searchshop aggregates boat dealer listings across the country so you can compare stock and pricing in one place before you visit or call.
Buyers in and around Saginaw, Michigan can browse the full inventory at Bay Outboard Marine Inc, read verified buyer reviews, and reach out through the contact form on this page. Each listing at Bay Outboard Marine Inc shows year, make, model, condition, mileage or hours, and current asking price. Use the monthly payment estimator on any listing to model financing before stepping on the lot.
The inventory at Bay Outboard Marine Inc is updated regularly on Searchshop. Each listing shows high-resolution photos alongside the year, make, model, trim, and price. Mileage, condition notes, and available options are listed on each vehicle detail page. A built-in loan calculator lets you estimate your monthly payment based on purchase price, down payment, and loan term before you call or visit. Save listings you like to compare them side by side. If a unit you are interested in is no longer showing, contact Bay Outboard Marine Inc directly — dealers often have incoming trades and new arrivals not yet listed.
Buying from a local boat dealer in Michigan has practical advantages. Local dealers handle state title, registration, and sales tax in-house. Warranty and service work are easier to coordinate nearby. Local dealers carry inventory suited to the region — boats suited to local waterways and seasons. Visiting in person lets you inspect and test ride before you commit. Use the Searchshop dealer directory to compare Michigan boat dealers by city, brand, or inventory.
Use the contact form on this page to ask about a specific listing, request more photos, or schedule a visit. Include the year, make, and model for a faster response. Ask about trade-in valuations, financing promotions, and upcoming inventory. Bay Outboard Marine Inc is in the Searchshop boat dealer directory serving Saginaw, Michigan and surrounding areas. Browse other boat dealers on Searchshop to compare inventory and pricing near you.
Many boat dealers accept trade-ins as part of a purchase. Contact Bay Outboard Marine Inc directly to ask about their trade-in program, how they value trade-in units, and how a trade-in would apply toward your next boat purchase.
Bay Outboard Marine Inc has an average customer rating of 4.5 out of 5 stars based on 99 reviews. Read verified buyer reviews on their Searchshop profile to learn about the sales process, inventory quality, and customer service experience.
