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    Spicer's Boat City – Boats and watercraft Dealer in Houghton Lake, Michigan

    Michigan's best selection can be found at Spicer's Boat City in Houghton Lake, Michigan. Spicer's buying power means you can choose from over 400 boats in stock at the best value. Consistently named one of the Top 100 boat dealers in all of North America, Spicer's has innovative customer service programs like the Spicer Advantage which provides dockside service, 24 hour tech…

    Browse boats and watercraft in MichiganBoat Dealers in Houghton LakeAll Boat Dealers

    Frequently Asked Questions: Spicer's Boat City

    Does Spicer's Boat City offer financing?+

    Spicer's Boat City works with financing partners to help buyers secure loans for boats and watercraft. Contact Spicer's Boat City to ask about current financing promotions, available lenders, and whether pre-qualification is available. You can also use Searchshop's built-in payment estimator on any listing to model monthly payments before reaching out.

    Where is Spicer's Boat City located?+

    Spicer's Boat City is located at 4165 West Houghton Lake Drive, Houghton Lake, Michigan, 48629. They serve buyers in Houghton Lake, Michigan and surrounding areas.

    What boats and watercraft does Spicer's Boat City sell?+

    Spicer's Boat City specializes in boats and watercraft. Browse their full inventory on Searchshop to see all available listings with year, make, model, photos, and pricing.

    How do I contact Spicer's Boat City?+

    You can contact Spicer's Boat City through the contact form on their Searchshop profile page, or by calling (989) 366-8400. Include the year, make, and model you are interested in for a faster response. Spicer's Boat City typically responds to inquiries about their listed inventory.

    Does Spicer's Boat City accept trade-ins?+

    Many boat dealers accept trade-ins as part of a purchase. Contact Spicer's Boat City directly to ask about their trade-in program, how they value trade-in units, and how a trade-in would apply toward your next boat purchase.

    Boat Buyer's Guide – Spicer's Boat City

    Buying a boat from Spicer's Boat City in Houghton Lake, Michigan? Use this guide to evaluate any listing before you commit.

    1. 1

      Match the boat to your waters

      Pontoons and deck boats suit calm lakes. Deep-V hulls handle chop on larger lakes and coastal water. Center consoles are versatile for fishing. Ask Spicer's Boat City which models suit the waterways near Houghton Lake, Michigan.

    2. 2

      Inspect the hull carefully

      Look for stress cracks, blistering, or repairs on fiberglass hulls. Check the transom for soft spots by pressing firmly — a solid transom feels rigid. Osmotic blistering costs thousands to repair.

    3. 3

      Check engine hours

      Inboard and outboard engines are typically rated to 1,500–3,000 hours. Low-hour engines with service records are worth more. Ask to see oil change and winterization records for any boat at Spicer's Boat City.

    4. 4

      Request a sea trial

      Test the boat on the water before buying. Run it at full throttle. Listen for unusual noises. Check that the throttle and steering respond smoothly. Reputable dealers like Spicer's Boat City will accommodate this request.

    5. 5

      Verify title and registration

      Ask for the current title and confirm the hull identification number (HIN) matches. Check for any liens with your state boating agency. Spicer's Boat City should be able to walk you through the paperwork.

    How to Finance a Boat at Spicer's Boat City

    Marine financing has unique terms. Here is what to know before financing a boat through Spicer's Boat City in Houghton Lake, Michigan.

    Typical Loan Terms

    10 to 20 years for larger boats. Smaller boats are typically financed over 5 to 10 years.

    Down Payment

    10% to 20% is standard. Some lenders require more for older vessels.

    Pro Tip

    Get pre-approved by your bank before visiting Spicer's Boat City — it gives you a rate to compare against dealer financing.

    Lender Advice

    Marine lenders (USAA, SunTrust, Essex Credit) specialize in boat loans and often offer better rates than general banks. Get a pre-approval before visiting Spicer's Boat City to compare against dealer-arranged financing.

    Questions to Ask Spicer's Boat City About Financing

    • What lenders do you work with for marine financing?
    • Is the trailer included in the purchase price, and can it be financed together?
    • What insurance is required, and can you recommend a marine insurer?
    • Are any manufacturer financing promotions currently available?
    • What extended warranty options are available for this model?

    About Spicer's Boat City

    Spicer's Boat City is a boat dealer in Houghton Lake, Michigan listed on Searchshop. Browse their full boats and watercraft inventory, view detailed photos, compare prices, and get in contact directly from this page. Searchshop aggregates boat dealer listings across the country so you can compare stock and pricing in one place before you visit or call.

    Buyers in and around Houghton Lake, Michigan can browse the full inventory at Spicer's Boat City, read verified buyer reviews, and reach out through the contact form on this page. Each listing at Spicer's Boat City shows year, make, model, condition, mileage or hours, and current asking price. Use the monthly payment estimator on any listing to model financing before stepping on the lot.

    Spicer's Boat City Inventory

    The inventory at Spicer's Boat City is updated regularly on Searchshop. Each listing shows high-resolution photos alongside the year, make, model, trim, and price. Mileage, condition notes, and available options are listed on each vehicle detail page. A built-in loan calculator lets you estimate your monthly payment based on purchase price, down payment, and loan term before you call or visit. Save listings you like to compare them side by side. If a unit you are interested in is no longer showing, contact Spicer's Boat City directly — dealers often have incoming trades and new arrivals not yet listed.

    Why Shop for a Boat in Michigan

    Buying from a local boat dealer in Michigan has practical advantages. Local dealers handle state title, registration, and sales tax in-house. Warranty and service work are easier to coordinate nearby. Local dealers carry inventory suited to the region — boats suited to local waterways and seasons. Visiting in person lets you inspect and test ride before you commit. Use the Searchshop dealer directory to compare Michigan boat dealers by city, brand, or inventory.

    Contact Spicer's Boat City

    Use the contact form on this page to ask about a specific listing, request more photos, or schedule a visit. Include the year, make, and model for a faster response. Ask about trade-in valuations, financing promotions, and upcoming inventory. Spicer's Boat City is in the Searchshop boat dealer directory serving Houghton Lake, Michigan and surrounding areas. Browse other boat dealers on Searchshop to compare inventory and pricing near you.

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  182. What is Spicer's Boat City's customer rating?+

    Spicer's Boat City has an average customer rating of 4.5 out of 5 stars based on 1365 reviews. Read verified buyer reviews on their Searchshop profile to learn about the sales process, inventory quality, and customer service experience.