We are located at 2105 Dixie Hwy. in Louisville, KY in the former Perkins Motors Facility. Our Indiana location is located at 528 State St in New Albany, IN. We are different in a good sort of way and we are proud to say so! We are experts at getting the best financing availab…
Approved Auto Of America works with financing partners to help buyers secure loans for cars and trucks. Contact Approved Auto Of America to ask about current financing promotions, available lenders, and whether pre-qualification is available. You can also use Searchshop's built-in payment estimator on any listing to model monthly payments before reaching out.
Approved Auto Of America is located at 2105 Dixie Highway, Louisville, Kentucky, 40210. They serve buyers in Louisville, Kentucky and surrounding areas.
Approved Auto Of America specializes in cars and trucks. Browse their full inventory on Searchshop to see all available listings with year, make, model, photos, and pricing.
You can contact Approved Auto Of America through the contact form or reveal their phone number on their Searchshop profile page. Include the year, make, and model you are interested in for a faster response.
Many auto dealers accept trade-ins as part of a purchase. Contact Approved Auto Of America directly to ask about their trade-in program, how they value trade-in units, and how a trade-in would apply toward your next auto purchase.
Shopping for a vehicle at Approved Auto Of America in Louisville, Kentucky? Follow these steps to buy with confidence.
Pull the vehicle history report
Run a CARFAX or AutoCheck report using the VIN before you visit. Look for accident history, odometer rollbacks, and title brands like salvage or flood. Ask Approved Auto Of America if a report is available for any listing.
Take a thorough test drive
Drive on both city streets and the highway. Accelerate hard. Brake firmly. Listen for any clunks, vibrations, or warning lights. Test the AC, heat, and all electronics during the drive.
Inspect for hidden wear
Check for uneven panel gaps, mismatched paint, or overspray — signs of past bodywork. Push on each corner of the car to test the shocks. Look underneath for frame damage, fluid leaks, or rust.
Get a pre-purchase inspection
Have a trusted mechanic inspect any used vehicle before you buy. A $100–$150 PPI can uncover issues that save you thousands. Ask Approved Auto Of America if a third-party inspection is permitted.
Negotiate the out-the-door price
Focus on the total out-the-door price, not the monthly payment. Understand every fee on the sales contract before signing. Dealer add-ons like paint protection and VIN etching are negotiable at Approved Auto Of America.
Auto financing is competitive. A little preparation before visiting Approved Auto Of America in Louisville, Kentucky puts you in a stronger position.
Typical Loan Terms
48 to 72 months is most common. Shorter terms cost less in total interest.
Down Payment
10% to 20% down reduces your monthly payment and improves your loan terms.
Pro Tip
Get pre-approved by your bank before visiting Approved Auto Of America — it gives you a rate to compare against dealer financing.
Get pre-approved by your bank or credit union before visiting Approved Auto Of America. It takes 15 minutes and gives you a rate benchmark. Dealer financing can sometimes beat bank rates — but only if you have a number to compare against.
Approved Auto Of America is a auto dealer in Louisville, Kentucky listed on Searchshop. Browse their full cars and trucks inventory, view detailed photos, compare prices, and get in contact directly from this page. Searchshop aggregates auto dealer listings across the country so you can compare stock and pricing in one place before you visit or call.
Buyers in and around Louisville, Kentucky can browse the full inventory at Approved Auto Of America, read verified buyer reviews, and reach out through the contact form on this page. Each listing at Approved Auto Of America shows year, make, model, condition, mileage or hours, and current asking price. Use the monthly payment estimator on any listing to model financing before stepping on the lot.
The inventory at Approved Auto Of America is updated regularly on Searchshop. Each listing shows high-resolution photos alongside the year, make, model, trim, and price. Mileage, condition notes, and available options are listed on each vehicle detail page. A built-in loan calculator lets you estimate your monthly payment based on purchase price, down payment, and loan term before you call or visit. Save listings you like to compare them side by side. If a unit you are interested in is no longer showing, contact Approved Auto Of America directly — dealers often have incoming trades and new arrivals not yet listed.
Buying from a local auto dealer in Kentucky has practical advantages. Local dealers handle state title, registration, and sales tax in-house. Warranty and service work are easier to coordinate nearby. Local dealers carry inventory suited to the region — autos suited to local roads and conditions. Visiting in person lets you inspect and test ride before you commit. Use the Searchshop dealer directory to compare Kentucky auto dealers by city, brand, or inventory.
Use the contact form on this page to ask about a specific listing, request more photos, or schedule a visit. Include the year, make, and model for a faster response. Ask about trade-in valuations, financing promotions, and upcoming inventory. Approved Auto Of America is in the Searchshop auto dealer directory serving Louisville, Kentucky and surrounding areas. Browse other auto dealers on Searchshop to compare inventory and pricing near you.
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At a Glance
We are located at 2105 Dixie Hwy. in Louisville, KY in the former Perkins Motors Facility. Our Indiana location is located at 528 State St in New Albany, IN. We are different in a good sort of way and we are proud to say so! We are experts at getting the best financing available for your unique situation. Whether you have had credit challenges in the past, have excellent credit or have yet to establish credit, we offer everything from Buy Here Pay Here (on the lot financing) to the most competitive bank rates in the market. We offer on the lot financing and we report to Trans Union which will ...
I got a car from approved auto back in October November 2025, There were some thing wrong with it when I got it, but with communication from the finance company, they worked with me On the payment of getting my car fixed. They are good people. They will work with you if you communicate with them. Will I get another car from them? Yes, I probably will. Their salesman are wonderful when I got my car. The salesman I worked with. I cannot remember. His name was amazing and the lady over my account. Her name is Brandie. She is just absolutely amazing as well so if you want a car, I would recommend approved auto
Great place to go for first time buyers! I told them what i wanted to put down and how much I wanted to pay per month and they found me a nice reliable car for exactly that. The whole team is amazing, friendly and ready to help!
!!! BEWARE !!! I financed a car here a month ago. It started overheating on the way home from the lot, so I took the car back the next day. They put it in their shop on the lot, which found that the motor needed to be replaced. Then, the catalytic converter needed to be replaced. Now, a month later, they want me to be caught up on payments in order to get the car out of their shop. I haven’t made payments, because my work has significantly reduced with no transportation/limited availability (because no car). The motor and catalytic converter are pretty important to the functioning of a car. These things should have been fixed before they sold it to anyone on their lot. These people are scammers and just want to trap you in their contract, because they know you’re poor and just need to get into a car in order to work. This entire time, all I’ve gotten from their accounts office is the runaround and a few “thanks for being so patient’”s. I’ve always heard about these experiences at car lots, but this is the first time I’ve ever had one myself, and it’s been a complete nightmare dealing with these people. I wouldn’t recommend this place to anyone. I wish I wouldn’t taken my down payment literally anywhere else.
I want to give a huge thank you to my girl Brandy at approved auto who has been incredibly patient and sweet-hearted from the get go. She always sees the best in people and genuinely tries her hardest to help. She consistently goes above and beyond her job duties and is always overachieving. Her kindness and dedication truly made a difference in my experience. I know that she got my back and she needs a raise I tell ya that!!
Contrary to what people have heard my own personal experience has been great with approved auto. I've had my vehicle for a year and I've had great experience with everyone in the office. If people learned to communicate or just be honest they will work with you. I had got my car fixed and couldn't really make my payment on time, they was willing to lookout on the payment due to making out of pocket purchases the vehicle. My car is almost paid off and I will definitely be back for another vehicle. Also to add I'm a 2nd chance customer. They gave me another chance on a awesome deal and it's been good business every since.
