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Home›Auto›Auto Dealers›1st Choice Auto

1st Choice Auto

Browse cars and trucks in MinnesotaAuto Dealers in Saint CloudAll Auto Dealers

At Choice Auto, our mission is to provide an exceptional car-buying experience for all! As a reputable used car dealership in St. Cloud, we're fully dedicated to your satisfaction. Whether you're seeking to buy a pre-owned vehicle or want to learn more about our used car warra…

Frequently Asked Questions: 1st Choice Auto

Does 1st Choice Auto offer financing?+

1st Choice Auto works with financing partners to help buyers secure loans for cars and trucks. Contact 1st Choice Auto to ask about current financing promotions, available lenders, and whether pre-qualification is available. You can also use Searchshop's built-in payment estimator on any listing to model monthly payments before reaching out.

Where is 1st Choice Auto located?+

1st Choice Auto is located at 2700 2nd St S, Saint Cloud, Minnesota, 56301. They serve buyers in Saint Cloud, Minnesota and surrounding areas.

What cars and trucks does 1st Choice Auto sell?+

1st Choice Auto specializes in cars and trucks. Browse their full inventory on Searchshop to see all available listings with year, make, model, photos, and pricing.

How do I contact 1st Choice Auto?+

You can contact 1st Choice Auto through the contact form or reveal their phone number on their Searchshop profile page. Include the year, make, and model you are interested in for a faster response.

Does 1st Choice Auto accept trade-ins?+

Many auto dealers accept trade-ins as part of a purchase. Contact 1st Choice Auto directly to ask about their trade-in program, how they value trade-in units, and how a trade-in would apply toward your next auto purchase.

Auto Buyer's Guide – 1st Choice Auto

Shopping for a vehicle at 1st Choice Auto in Saint Cloud, Minnesota? Follow these steps to buy with confidence.

  1. 1

    Pull the vehicle history report

    Run a CARFAX or AutoCheck report using the VIN before you visit. Look for accident history, odometer rollbacks, and title brands like salvage or flood. Ask 1st Choice Auto if a report is available for any listing.

  2. 2

    Take a thorough test drive

    Drive on both city streets and the highway. Accelerate hard. Brake firmly. Listen for any clunks, vibrations, or warning lights. Test the AC, heat, and all electronics during the drive.

  3. 3

    Inspect for hidden wear

    Check for uneven panel gaps, mismatched paint, or overspray — signs of past bodywork. Push on each corner of the car to test the shocks. Look underneath for frame damage, fluid leaks, or rust.

  4. 4

    Get a pre-purchase inspection

    Have a trusted mechanic inspect any used vehicle before you buy. A $100–$150 PPI can uncover issues that save you thousands. Ask 1st Choice Auto if a third-party inspection is permitted.

  5. 5

    Negotiate the out-the-door price

    Focus on the total out-the-door price, not the monthly payment. Understand every fee on the sales contract before signing. Dealer add-ons like paint protection and VIN etching are negotiable at 1st Choice Auto.

How to Finance a Auto at 1st Choice Auto

Auto financing is competitive. A little preparation before visiting 1st Choice Auto in Saint Cloud, Minnesota puts you in a stronger position.

Typical Loan Terms

48 to 72 months is most common. Shorter terms cost less in total interest.

Down Payment

10% to 20% down reduces your monthly payment and improves your loan terms.

Pro Tip

Get pre-approved by your bank before visiting 1st Choice Auto — it gives you a rate to compare against dealer financing.

Lender Advice

Get pre-approved by your bank or credit union before visiting 1st Choice Auto. It takes 15 minutes and gives you a rate benchmark. Dealer financing can sometimes beat bank rates — but only if you have a number to compare against.

Questions to Ask 1st Choice Auto About Financing

  • What is the out-the-door price including all taxes, title, and dealer fees?
  • Are any manufacturer incentives or rebates currently available on this model?
  • Is gap insurance offered, and what does it cost?
  • What extended warranty options are available, and what do they cover?
  • Is the price negotiable if I arrange my own financing?

About 1st Choice Auto

1st Choice Auto is a auto dealer in Saint Cloud, Minnesota listed on Searchshop. Browse their full cars and trucks inventory, view detailed photos, compare prices, and get in contact directly from this page. Searchshop aggregates auto dealer listings across the country so you can compare stock and pricing in one place before you visit or call.

Buyers in and around Saint Cloud, Minnesota can browse the full inventory at 1st Choice Auto, read verified buyer reviews, and reach out through the contact form on this page. Each listing at 1st Choice Auto shows year, make, model, condition, mileage or hours, and current asking price. Use the monthly payment estimator on any listing to model financing before stepping on the lot.

1st Choice Auto Inventory

The inventory at 1st Choice Auto is updated regularly on Searchshop. Each listing shows high-resolution photos alongside the year, make, model, trim, and price. Mileage, condition notes, and available options are listed on each vehicle detail page. A built-in loan calculator lets you estimate your monthly payment based on purchase price, down payment, and loan term before you call or visit. Save listings you like to compare them side by side. If a unit you are interested in is no longer showing, contact 1st Choice Auto directly — dealers often have incoming trades and new arrivals not yet listed.

Why Shop for a Auto in Minnesota

Buying from a local auto dealer in Minnesota has practical advantages. Local dealers handle state title, registration, and sales tax in-house. Warranty and service work are easier to coordinate nearby. Local dealers carry inventory suited to the region — autos suited to local roads and conditions. Visiting in person lets you inspect and test ride before you commit. Use the Searchshop dealer directory to compare Minnesota auto dealers by city, brand, or inventory.

Contact 1st Choice Auto

Use the contact form on this page to ask about a specific listing, request more photos, or schedule a visit. Include the year, make, and model for a faster response. Ask about trade-in valuations, financing promotions, and upcoming inventory. 1st Choice Auto is in the Searchshop auto dealer directory serving Saint Cloud, Minnesota and surrounding areas. Browse other auto dealers on Searchshop to compare inventory and pricing near you.

1st Choice Auto

Saint Cloud, MinnesotaAuto Specialist
Contact Dealer

Address

2700 2nd St S Saint Cloud, Minnesota 56301

Get Directions

Phone

Hours
Closedvia Google
Monday9:00 AM – 6:00 PM
Tuesday9:00 AM – 6:00 PM
Wednesday9:00 AM – 6:00 PM
Thursday9:00 AM – 6:00 PM
Friday9:00 AM – 6:00 PM
Saturday9:00 AM – 4:00 PM
SundayClosed

At a Glance

Saint Cloud, Minnesota
Auto Specialist
About 1st Choice Auto

At Choice Auto, our mission is to provide an exceptional car-buying experience for all! As a reputable used car dealership in St. Cloud, we're fully dedicated to your satisfaction. Whether you're seeking to buy a pre-owned vehicle or want to learn more about our used car warranty options, you're in the right place. Schedule a test-drive with us and see why so many come to our dealership time and time again for the high-quality sales experience we offer. We can't wait to see you on our lot!

Google Reviews
Erin Botten
4 weeks ago

Duane and John were so great in our search of a new vehicle! We bought our new vehicle on one of the coldest days of the year and that did not stop them from providing excellent service and assistance for us! They went above and beyond for us and my husband and I felt very confident in choosing Choice Auto. I would highly recommend looking at Choice Auto for your next vehicle purchase!

Brian Johnson
4 months ago

Excellent car buying experience. I had never shopped at a smaller dealership but the process was seamless. Found a truck we liked and test drove it. The salesman Duane was awesome, no sleazy sales tactics, just honest conversation which is what I’m always hoping to find. Their vehicles are priced to sell so there wasn’t much wiggle room for negotiating but they were very reasonable and professional the whole time. I had a small issue with my radio after I had made my purchase but they always stayed in contact with me and helped to make sure the issue was fixed. Fantastic customer service. And there was no issue with me financing through my own bank. Once we signed the purchase agreement it was maybe a half hour to get the docs written and signed so we didn’t have to wait for hours like I have at larger dealerships. This will be the first place we look when we shop for our next vehicle.

Heidi Newman
6 months ago

I have never had such a positive experience purchasing a vehicle like I did with Choice Auto! I wanted to get back into a Jeep and found what I wanted here. Jason was very helpful and not at all pushy. Let me make decisions on my own time. I would definitely recommend Choice Auto to everyone!

Renae Green
3 months ago

I came here after being turned away from a few other places. I talked to this very kind and helpful man Duane and he got straight to the point, helped me pick a car and a really good payment plan. I didn’t make it easy on him, it was a little bit of fight to actually get the vehicle I wanted but he helped me through everything and actually explained everything that he was doing. Duane really knows what he’s doing and really seems to enjoy it. I highly recommend Choice Auto to all my family and friends. Thank you Duane and Choice auto for getting me into a car I love and will hopefully have for a very long time.

David Feist
5 months ago

People return to people they like. I worked with Kat, a sales person, who helped me narrow down my search for a vehicle. Once we test-drove and selected the desired vehicle, I was handed off to Jason who was an absolute pleasure to work with. He assisted in highlighting the vehicle features, put together the financing, worked the trade-in offer, and made sure that everything was taken care of. This was probably the quickest process I've been through when purchasing a vehicle, and Jason was so easy and fun to work with. He even made sure it had a full tank of gas before I left with it! What dealership does THAT anymore?! The devil is in the details and Jason is on top those! Based on my experience working with Kat and Jason, I will be back again! Nice job Choice Auto!!

See all reviews on Google

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