At Smith Mountain Boat we think that the true freedom of boating begins before a boat touches the water. Whether a pleasure boat, fishing boat, work boat, or just a family boat, we can custom design to meet any needs. We carry Yamaha and Suzuki outboard motors and provide fact…
Smith Mountain Boat works with financing partners to help buyers secure loans for boats and watercraft. Contact Smith Mountain Boat to ask about current financing promotions, available lenders, and whether pre-qualification is available. You can also use Searchshop's built-in payment estimator on any listing to model monthly payments before reaching out.
Smith Mountain Boat is located at 167 Morgans Fork Road, Penhook, Virginia, 24137. They serve buyers in Penhook, Virginia and surrounding areas.
Smith Mountain Boat specializes in boats and watercraft. Browse their full inventory on Searchshop to see all available listings with year, make, model, photos, and pricing.
You can contact Smith Mountain Boat through the contact form or reveal their phone number on their Searchshop profile page. Include the year, make, and model you are interested in for a faster response.
Many boat dealers accept trade-ins as part of a purchase. Contact Smith Mountain Boat directly to ask about their trade-in program, how they value trade-in units, and how a trade-in would apply toward your next boat purchase.
Buying a boat from Smith Mountain Boat in Penhook, Virginia? Use this guide to evaluate any listing before you commit.
Match the boat to your waters
Pontoons and deck boats suit calm lakes. Deep-V hulls handle chop on larger lakes and coastal water. Center consoles are versatile for fishing. Ask Smith Mountain Boat which models suit the waterways near Penhook, Virginia.
Inspect the hull carefully
Look for stress cracks, blistering, or repairs on fiberglass hulls. Check the transom for soft spots by pressing firmly — a solid transom feels rigid. Osmotic blistering costs thousands to repair.
Check engine hours
Inboard and outboard engines are typically rated to 1,500–3,000 hours. Low-hour engines with service records are worth more. Ask to see oil change and winterization records for any boat at Smith Mountain Boat.
Request a sea trial
Test the boat on the water before buying. Run it at full throttle. Listen for unusual noises. Check that the throttle and steering respond smoothly. Reputable dealers like Smith Mountain Boat will accommodate this request.
Verify title and registration
Ask for the current title and confirm the hull identification number (HIN) matches. Check for any liens with your state boating agency. Smith Mountain Boat should be able to walk you through the paperwork.
Marine financing has unique terms. Here is what to know before financing a boat through Smith Mountain Boat in Penhook, Virginia.
Typical Loan Terms
10 to 20 years for larger boats. Smaller boats are typically financed over 5 to 10 years.
Down Payment
10% to 20% is standard. Some lenders require more for older vessels.
Pro Tip
Get pre-approved by your bank before visiting Smith Mountain Boat — it gives you a rate to compare against dealer financing.
Marine lenders (USAA, SunTrust, Essex Credit) specialize in boat loans and often offer better rates than general banks. Get a pre-approval before visiting Smith Mountain Boat to compare against dealer-arranged financing.
Smith Mountain Boat is a boat dealer in Penhook, Virginia listed on Searchshop. Browse their full boats and watercraft inventory, view detailed photos, compare prices, and get in contact directly from this page. Searchshop aggregates boat dealer listings across the country so you can compare stock and pricing in one place before you visit or call.
Buyers in and around Penhook, Virginia can browse the full inventory at Smith Mountain Boat, read verified buyer reviews, and reach out through the contact form on this page. Each listing at Smith Mountain Boat shows year, make, model, condition, mileage or hours, and current asking price. Use the monthly payment estimator on any listing to model financing before stepping on the lot.
The inventory at Smith Mountain Boat is updated regularly on Searchshop. Each listing shows high-resolution photos alongside the year, make, model, trim, and price. Mileage, condition notes, and available options are listed on each vehicle detail page. A built-in loan calculator lets you estimate your monthly payment based on purchase price, down payment, and loan term before you call or visit. Save listings you like to compare them side by side. If a unit you are interested in is no longer showing, contact Smith Mountain Boat directly — dealers often have incoming trades and new arrivals not yet listed.
Buying from a local boat dealer in Virginia has practical advantages. Local dealers handle state title, registration, and sales tax in-house. Warranty and service work are easier to coordinate nearby. Local dealers carry inventory suited to the region — boats suited to local waterways and seasons. Visiting in person lets you inspect and test ride before you commit. Use the Searchshop dealer directory to compare Virginia boat dealers by city, brand, or inventory.
Use the contact form on this page to ask about a specific listing, request more photos, or schedule a visit. Include the year, make, and model for a faster response. Ask about trade-in valuations, financing promotions, and upcoming inventory. Smith Mountain Boat is in the Searchshop boat dealer directory serving Penhook, Virginia and surrounding areas. Browse other boat dealers on Searchshop to compare inventory and pricing near you.
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At a Glance
At Smith Mountain Boat we think that the true freedom of boating begins before a boat touches the water. Whether a pleasure boat, fishing boat, work boat, or just a family boat, we can custom design to meet any needs. We carry Yamaha and Suzuki outboard motors and provide factory authorized service for these after the sale. We can also expertly rig your boat, as we are a factory authorized service center for Honda motors. We also carry Garmin, Hummingbird, and other marine electronic equipment necessary to meet your needs.
I just purchased a 2019 Carolina skiff from them on 10th of January 2025. It was a great experience .Scott the owner was very helpful and went out his way to make sure my boat was rigged the way I wanted it and all the service work was done before I took possession. The technician Billy did an excellent job of setting everything up and installing the trolling motor and making sure that the boat did not need any other service work, so it’s ready to be put on the water and start fishing. I would recommend this dealership to anybody if you’re looking for an awesome boat or need service work done on your outboards, give them a call.
Best boat dealer on the lake hands down! I’ve dealt with them for over 10 years and have never had a single issue! I just purchased a new boat and can’t wait to deal with them for another 10 years. If you want the best service before and after the sale, go to Smith Mountain Boat in Penhook!
We really can’t say enough about our experience at Smith Mountain Boat and Tackle! This is the second boat we have purchased from there. From the minute we walked on the lot, we were greeted and treated well. Steve took his time showing us many boats and explaining the differences in each one. He was kind and patient and very knowledgeable. He went out of his way to get our boat delievered to our lake slip just in time for the weekend ! A++++++. I would Highly recommend anyone in the market for a boat to shop here first ! Best service and prices around ! Thank you so much !
Great service and knowledge! Very professional employees. Called to repower my ranger. They ordered my motor and accessories and 48hrs after they received everything, I got a call saying boat was ready. Already test drove and partial break in complete. Highly recommended!!
I would like to thank SMB for repowering my boat with a new 90hp suzuki 4 stroke . The staff there is top notch . Professional looking and clean install .Great service in a timly manner .Would recommend them for any of your boat needs . I rate SMB with the highest level of service and hospitality. Thanks again .
