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Home›Boat›Boat Dealers›J & L Marine

J & L Marine

Browse boats and watercraft in IowaBoat Dealers in GuttenbergAll Boat Dealers

J & L Marine first opened it's doors in 1985 along the bluffs of the Mississippi River at Lock & Dam 10. The goal was to provide high quality, excellent service and honest sales for fisherman and pleasure boaters alike. With over 70 years of marine experience, our friendly sta…

Frequently Asked Questions: J & L Marine

Does J & L Marine offer financing?+

J & L Marine works with financing partners to help buyers secure loans for boats and watercraft. Contact J & L Marine to ask about current financing promotions, available lenders, and whether pre-qualification is available. You can also use Searchshop's built-in payment estimator on any listing to model monthly payments before reaching out.

Where is J & L Marine located?+

J & L Marine is located at 903 S Highway 52 PO Box 708, Guttenberg, Iowa, 52052. They serve buyers in Guttenberg, Iowa and surrounding areas.

What boats and watercraft does J & L Marine sell?+

J & L Marine specializes in boats and watercraft. Browse their full inventory on Searchshop to see all available listings with year, make, model, photos, and pricing.

How do I contact J & L Marine?+

You can contact J & L Marine through the contact form or reveal their phone number on their Searchshop profile page. Include the year, make, and model you are interested in for a faster response.

Does J & L Marine accept trade-ins?+

Many boat dealers accept trade-ins as part of a purchase. Contact J & L Marine directly to ask about their trade-in program, how they value trade-in units, and how a trade-in would apply toward your next boat purchase.

Boat Buyer's Guide – J & L Marine

Buying a boat from J & L Marine in Guttenberg, Iowa? Use this guide to evaluate any listing before you commit.

  1. 1

    Match the boat to your waters

    Pontoons and deck boats suit calm lakes. Deep-V hulls handle chop on larger lakes and coastal water. Center consoles are versatile for fishing. Ask J & L Marine which models suit the waterways near Guttenberg, Iowa.

  2. 2

    Inspect the hull carefully

    Look for stress cracks, blistering, or repairs on fiberglass hulls. Check the transom for soft spots by pressing firmly — a solid transom feels rigid. Osmotic blistering costs thousands to repair.

  3. 3

    Check engine hours

    Inboard and outboard engines are typically rated to 1,500–3,000 hours. Low-hour engines with service records are worth more. Ask to see oil change and winterization records for any boat at J & L Marine.

  4. 4

    Request a sea trial

    Test the boat on the water before buying. Run it at full throttle. Listen for unusual noises. Check that the throttle and steering respond smoothly. Reputable dealers like J & L Marine will accommodate this request.

  5. 5

    Verify title and registration

    Ask for the current title and confirm the hull identification number (HIN) matches. Check for any liens with your state boating agency. J & L Marine should be able to walk you through the paperwork.

How to Finance a Boat at J & L Marine

Marine financing has unique terms. Here is what to know before financing a boat through J & L Marine in Guttenberg, Iowa.

Typical Loan Terms

10 to 20 years for larger boats. Smaller boats are typically financed over 5 to 10 years.

Down Payment

10% to 20% is standard. Some lenders require more for older vessels.

Pro Tip

Get pre-approved by your bank before visiting J & L Marine — it gives you a rate to compare against dealer financing.

Lender Advice

Marine lenders (USAA, SunTrust, Essex Credit) specialize in boat loans and often offer better rates than general banks. Get a pre-approval before visiting J & L Marine to compare against dealer-arranged financing.

Questions to Ask J & L Marine About Financing

  • What lenders do you work with for marine financing?
  • Is the trailer included in the purchase price, and can it be financed together?
  • What insurance is required, and can you recommend a marine insurer?
  • Are any manufacturer financing promotions currently available?
  • What extended warranty options are available for this model?

About J & L Marine

J & L Marine is a boat dealer in Guttenberg, Iowa listed on Searchshop. Browse their full boats and watercraft inventory, view detailed photos, compare prices, and get in contact directly from this page. Searchshop aggregates boat dealer listings across the country so you can compare stock and pricing in one place before you visit or call.

Buyers in and around Guttenberg, Iowa can browse the full inventory at J & L Marine, read verified buyer reviews, and reach out through the contact form on this page. Each listing at J & L Marine shows year, make, model, condition, mileage or hours, and current asking price. Use the monthly payment estimator on any listing to model financing before stepping on the lot.

J & L Marine Inventory

The inventory at J & L Marine is updated regularly on Searchshop. Each listing shows high-resolution photos alongside the year, make, model, trim, and price. Mileage, condition notes, and available options are listed on each vehicle detail page. A built-in loan calculator lets you estimate your monthly payment based on purchase price, down payment, and loan term before you call or visit. Save listings you like to compare them side by side. If a unit you are interested in is no longer showing, contact J & L Marine directly — dealers often have incoming trades and new arrivals not yet listed.

Why Shop for a Boat in Iowa

Buying from a local boat dealer in Iowa has practical advantages. Local dealers handle state title, registration, and sales tax in-house. Warranty and service work are easier to coordinate nearby. Local dealers carry inventory suited to the region — boats suited to local waterways and seasons. Visiting in person lets you inspect and test ride before you commit. Use the Searchshop dealer directory to compare Iowa boat dealers by city, brand, or inventory.

Contact J & L Marine

Use the contact form on this page to ask about a specific listing, request more photos, or schedule a visit. Include the year, make, and model for a faster response. Ask about trade-in valuations, financing promotions, and upcoming inventory. J & L Marine is in the Searchshop boat dealer directory serving Guttenberg, Iowa and surrounding areas. Browse other boat dealers on Searchshop to compare inventory and pricing near you.

J & L Marine

Guttenberg, IowaBoat Specialist
Contact Dealer

Address

903 S Highway 52 PO Box 708 Guttenberg, Iowa 52052

Get Directions

Phone

Hours
Closedvia Google
Monday8:30 AM – 5:00 PM
Tuesday8:30 AM – 5:00 PM
Wednesday8:30 AM – 5:00 PM
Thursday8:30 AM – 5:00 PM
Friday8:30 AM – 5:00 PM
Saturday9:00 AM – 12:00 PM
SundayClosed

At a Glance

Guttenberg, Iowa
Boat Specialist
About J & L Marine

J & L Marine first opened it's doors in 1985 along the bluffs of the Mississippi River at Lock & Dam 10. The goal was to provide high quality, excellent service and honest sales for fisherman and pleasure boaters alike. With over 70 years of marine experience, our friendly staff look forward to helping with your every marine need!

Google Reviews
Justin Mescher
2 years ago

I ordered a new motor for our 40 year old aluminum fishing yacht. It took about 2 weeks to get the motor. They called and scheduled an appointment to have the motor fitted. Of course, when the day comes to get the motor installed it's 95°F outside. I felt for him, but he put her right on and fired it up. The prop had to be ordered separate. We had one ordered, but low and behold they didn't have one... The owner's were nice enough to drop it off at my house a week later when it did come in. 10/10. Service was above and beyond when things didn't go as hoped. Thank you!

Kristina Fox
5 years ago

Josh and Megan were extremely helpful, went above and beyond to help get us a starter for our boat at a fair and responsible price. My husband and I will be sure to give them more business in the future.

Roger Evans
7 years ago

Had trouble with a dealer trade in from kansas. 150 HP Mercury outboard throttle would stick open when attempting to slow down upon returning to dock. Had to kill the engine by turning off key. Other times very hard to start. Just visiting in Guttenberg after folks back home reassured me the problem was intermittent and had solved itself. Problem reoccurred. Jack and Linda were weeks behind as is usual in August on the Mississippi. Their partner was trouble shooting another boat nearby and came to help. After a few steps he removed the carburetor cover over the intakes and found why the intermittent problem had recurred. A fingernail sized washer which had once been with one of the bolts holding the cover in place had been dropped into the carburetor and intermittently blocking the valve. Their partner Bob deserves 10 stars but 5 is as high as they allow us to go. Thankfull he came to my rescue stranded on the water. In the presence of many counselors there is great wisdom but sometimes need to keep asking for another opinion.

Sam Lancaster
5 years ago

5 star service, I wish I could have given 10 stars. Excellent staff. Quick and easy warranty work. I am now a customer for life.

Jeff Koppes
8 years ago

Jack and Linda are fantastic people. If you want your boat fixed right the first time, go to J & L marine. They are fair and honest.

See all reviews on Google

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