Founded in 2001 by Chris Ruggieri, Intrinsic Yacht & Ship has served the Mid-Atlantic yachting community with unrivaled excellence. Having spent his life on the water, Chris and his team offer a uniquely curated approach to buying, selling and servicing yachts on behalf of their clientele.
Intrinsic Yacht & Ship works with financing partners to help buyers secure loans for boats and watercraft. Contact Intrinsic Yacht & Ship to ask about current financing promotions, available lenders, and whether pre-qualification is available. You can also use Searchshop's built-in payment estimator on any listing to model monthly payments before reaching out.
Intrinsic Yacht & Ship is located at 7076 Bembe Beach Rd Ste 201, PO Box 14, Annapolis, Maryland, 21403. They serve buyers in Annapolis, Maryland and surrounding areas.
Intrinsic Yacht & Ship specializes in boats and watercraft. Browse their full inventory on Searchshop to see all available listings with year, make, model, photos, and pricing.
You can contact Intrinsic Yacht & Ship through the contact form on their Searchshop profile page, or by calling (410) 263-9288. Include the year, make, and model you are interested in for a faster response. Intrinsic Yacht & Ship typically responds to inquiries about their listed inventory.
Buying a boat from Intrinsic Yacht & Ship in Annapolis, Maryland? Use this guide to evaluate any listing before you commit.
Match the boat to your waters
Pontoons and deck boats suit calm lakes. Deep-V hulls handle chop on larger lakes and coastal water. Center consoles are versatile for fishing. Ask Intrinsic Yacht & Ship which models suit the waterways near Annapolis, Maryland.
Inspect the hull carefully
Look for stress cracks, blistering, or repairs on fiberglass hulls. Check the transom for soft spots by pressing firmly — a solid transom feels rigid. Osmotic blistering costs thousands to repair.
Check engine hours
Inboard and outboard engines are typically rated to 1,500–3,000 hours. Low-hour engines with service records are worth more. Ask to see oil change and winterization records for any boat at Intrinsic Yacht & Ship.
Request a sea trial
Test the boat on the water before buying. Run it at full throttle. Listen for unusual noises. Check that the throttle and steering respond smoothly. Reputable dealers like Intrinsic Yacht & Ship will accommodate this request.
Verify title and registration
Ask for the current title and confirm the hull identification number (HIN) matches. Check for any liens with your state boating agency. Intrinsic Yacht & Ship should be able to walk you through the paperwork.
Marine financing has unique terms. Here is what to know before financing a boat through Intrinsic Yacht & Ship in Annapolis, Maryland.
Typical Loan Terms
10 to 20 years for larger boats. Smaller boats are typically financed over 5 to 10 years.
Down Payment
10% to 20% is standard. Some lenders require more for older vessels.
Pro Tip
Get pre-approved by your bank before visiting Intrinsic Yacht & Ship — it gives you a rate to compare against dealer financing.
Marine lenders (USAA, SunTrust, Essex Credit) specialize in boat loans and often offer better rates than general banks. Get a pre-approval before visiting Intrinsic Yacht & Ship to compare against dealer-arranged financing.
Intrinsic Yacht & Ship is a boat dealer in Annapolis, Maryland listed on Searchshop. Browse their full boats and watercraft inventory, view detailed photos, compare prices, and get in contact directly from this page. Searchshop aggregates boat dealer listings across the country so you can compare stock and pricing in one place before you visit or call.
Buyers in and around Annapolis, Maryland can browse the full inventory at Intrinsic Yacht & Ship, read verified buyer reviews, and reach out through the contact form on this page. Each listing at Intrinsic Yacht & Ship shows year, make, model, condition, mileage or hours, and current asking price. Use the monthly payment estimator on any listing to model financing before stepping on the lot.
The inventory at Intrinsic Yacht & Ship is updated regularly on Searchshop. Each listing shows high-resolution photos alongside the year, make, model, trim, and price. Mileage, condition notes, and available options are listed on each vehicle detail page. A built-in loan calculator lets you estimate your monthly payment based on purchase price, down payment, and loan term before you call or visit. Save listings you like to compare them side by side. If a unit you are interested in is no longer showing, contact Intrinsic Yacht & Ship directly — dealers often have incoming trades and new arrivals not yet listed.
Buying from a local boat dealer in Maryland has practical advantages. Local dealers handle state title, registration, and sales tax in-house. Warranty and service work are easier to coordinate nearby. Local dealers carry inventory suited to the region — boats suited to local waterways and seasons. Visiting in person lets you inspect and test ride before you commit. Use the Searchshop dealer directory to compare Maryland boat dealers by city, brand, or inventory.
Use the contact form on this page to ask about a specific listing, request more photos, or schedule a visit. Include the year, make, and model for a faster response. Ask about trade-in valuations, financing promotions, and upcoming inventory. Intrinsic Yacht & Ship is in the Searchshop boat dealer directory serving Annapolis, Maryland and surrounding areas. Browse other boat dealers on Searchshop to compare inventory and pricing near you.
Many boat dealers accept trade-ins as part of a purchase. Contact Intrinsic Yacht & Ship directly to ask about their trade-in program, how they value trade-in units, and how a trade-in would apply toward your next boat purchase.
Intrinsic Yacht & Ship has an average customer rating of 5.0 out of 5 stars based on 20 reviews. Read verified buyer reviews on their Searchshop profile to learn about the sales process, inventory quality, and customer service experience.
