The Belks have been in the automobile business in Oxford, Mississippi since the 1920s. Frank W. Belk, Sr. had a garage in Oxford and became a Dodge-Plymouth-Chrysler dealer in 1945.
Belk Ford, Inc. works with financing partners to help buyers secure loans for cars and trucks. Contact Belk Ford, Inc. to ask about current financing promotions, available lenders, and whether pre-qualification is available. You can also use Searchshop's built-in payment estimator on any listing to model monthly payments before reaching out.
Belk Ford, Inc. is located at 447 Highway 6, Oxford, Mississippi, 38655. They serve buyers in Oxford, Mississippi and surrounding areas.
Belk Ford, Inc. specializes in cars and trucks. Browse their full inventory on Searchshop to see all available listings with year, make, model, photos, and pricing.
You can contact Belk Ford, Inc. through the contact form or reveal their phone number on their Searchshop profile page. Include the year, make, and model you are interested in for a faster response.
Many auto dealers accept trade-ins as part of a purchase. Contact Belk Ford, Inc. directly to ask about their trade-in program, how they value trade-in units, and how a trade-in would apply toward your next auto purchase.
Shopping for a vehicle at Belk Ford, Inc. in Oxford, Mississippi? Follow these steps to buy with confidence.
Pull the vehicle history report
Run a CARFAX or AutoCheck report using the VIN before you visit. Look for accident history, odometer rollbacks, and title brands like salvage or flood. Ask Belk Ford, Inc. if a report is available for any listing.
Take a thorough test drive
Drive on both city streets and the highway. Accelerate hard. Brake firmly. Listen for any clunks, vibrations, or warning lights. Test the AC, heat, and all electronics during the drive.
Inspect for hidden wear
Check for uneven panel gaps, mismatched paint, or overspray — signs of past bodywork. Push on each corner of the car to test the shocks. Look underneath for frame damage, fluid leaks, or rust.
Get a pre-purchase inspection
Have a trusted mechanic inspect any used vehicle before you buy. A $100–$150 PPI can uncover issues that save you thousands. Ask Belk Ford, Inc. if a third-party inspection is permitted.
Negotiate the out-the-door price
Focus on the total out-the-door price, not the monthly payment. Understand every fee on the sales contract before signing. Dealer add-ons like paint protection and VIN etching are negotiable at Belk Ford, Inc..
Auto financing is competitive. A little preparation before visiting Belk Ford, Inc. in Oxford, Mississippi puts you in a stronger position.
Typical Loan Terms
48 to 72 months is most common. Shorter terms cost less in total interest.
Down Payment
10% to 20% down reduces your monthly payment and improves your loan terms.
Pro Tip
Get pre-approved by your bank before visiting Belk Ford, Inc. — it gives you a rate to compare against dealer financing.
Get pre-approved by your bank or credit union before visiting Belk Ford, Inc.. It takes 15 minutes and gives you a rate benchmark. Dealer financing can sometimes beat bank rates — but only if you have a number to compare against.
Belk Ford, Inc. is a auto dealer in Oxford, Mississippi listed on Searchshop. Browse their full cars and trucks inventory, view detailed photos, compare prices, and get in contact directly from this page. Searchshop aggregates auto dealer listings across the country so you can compare stock and pricing in one place before you visit or call.
Buyers in and around Oxford, Mississippi can browse the full inventory at Belk Ford, Inc., read verified buyer reviews, and reach out through the contact form on this page. Each listing at Belk Ford, Inc. shows year, make, model, condition, mileage or hours, and current asking price. Use the monthly payment estimator on any listing to model financing before stepping on the lot.
The inventory at Belk Ford, Inc. is updated regularly on Searchshop. Each listing shows high-resolution photos alongside the year, make, model, trim, and price. Mileage, condition notes, and available options are listed on each vehicle detail page. A built-in loan calculator lets you estimate your monthly payment based on purchase price, down payment, and loan term before you call or visit. Save listings you like to compare them side by side. If a unit you are interested in is no longer showing, contact Belk Ford, Inc. directly — dealers often have incoming trades and new arrivals not yet listed.
Buying from a local auto dealer in Mississippi has practical advantages. Local dealers handle state title, registration, and sales tax in-house. Warranty and service work are easier to coordinate nearby. Local dealers carry inventory suited to the region — autos suited to local roads and conditions. Visiting in person lets you inspect and test ride before you commit. Use the Searchshop dealer directory to compare Mississippi auto dealers by city, brand, or inventory.
Use the contact form on this page to ask about a specific listing, request more photos, or schedule a visit. Include the year, make, and model for a faster response. Ask about trade-in valuations, financing promotions, and upcoming inventory. Belk Ford, Inc. is in the Searchshop auto dealer directory serving Oxford, Mississippi and surrounding areas. Browse other auto dealers on Searchshop to compare inventory and pricing near you.
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At a Glance
The Belks have been in the automobile business in Oxford, Mississippi since the 1920s. Frank W. Belk, Sr. had a garage in Oxford and became a Dodge-Plymouth-Chrysler dealer in 1945.
We have been customers at Belk Ford Oxford Toyota for many years. Service used to be so so in another era, but in recent years has been excellent. Blake, the service writer at Belk Ford, is friendly, professional, and knowledgeable. He has great people skills, works hard, and gives honest assessments. The quality of the work is above reproach and wait times are brief. There is a driver to take you home if needed while they work on your vehicle. There is nothing like a capable dealership in your home town to make you come back again and again.
I recently purchased a new F-250 from Belk Ford and could not be more pleased with the experience. From start to finish, the team was professional, transparent, and respectful of my time. They were flexible on pricing and willing to work with me to reach a number that made sense, which I genuinely appreciated. What impressed me most was how quickly they were able to execute the deal without sacrificing service quality. If you are looking for a dealership that treats you right and gets the job done, look no further than Belk Ford. I will absolutely be back. Highly recommended!
We have been doing business with Bell Ford since 2013. Every experience has been 5 star! We would love to thank the whole Belk Ford team, especially Cameron, and Simon for working so hard to get us everything we asked for! Y’all are amazing! We will continue to do business to do business with you in the future, and refer as many people as we can. Thank you for always making this a very pleasant experience! Keep up the GREAT job! Thank you for always making us feel like family as soon as we walk through those doors.
Belk Ford went way out of their way to quickly and efficiently get me exactly the truck I wanted. They have a fantastic team that works well together. I couldn’t be happier. Thank you!
In the aftermath of the ice storm I went to Oxford to help our daughter and SIL with their children. Once there my car started displaying several serious warnings so I brought it to Belk Ford. There were several unusual problems specific to my vehicle that they encountered. Blake kept me informed giving me detailed explanations and even granted my request to conference my husband, Alan, who was five ours away. I can’t say enough about how well Blake treated us and how patient he was through the process. He was so professional, knowledgeable, and kind. Thank you Blake!!!
