We are a Christian based used car dealership trying to bring great quality cars.
316 Auto works with financing partners to help buyers secure loans for cars and trucks. Contact 316 Auto to ask about current financing promotions, available lenders, and whether pre-qualification is available. You can also use Searchshop's built-in payment estimator on any listing to model monthly payments before reaching out.
316 Auto is located at 1470 State Route 28, Loveland, Ohio, 45140. They serve buyers in Loveland, Ohio and surrounding areas.
316 Auto specializes in cars and trucks. Browse their full inventory on Searchshop to see all available listings with year, make, model, photos, and pricing.
You can contact 316 Auto through the contact form or reveal their phone number on their Searchshop profile page. Include the year, make, and model you are interested in for a faster response.
Many auto dealers accept trade-ins as part of a purchase. Contact 316 Auto directly to ask about their trade-in program, how they value trade-in units, and how a trade-in would apply toward your next auto purchase.
Shopping for a vehicle at 316 Auto in Loveland, Ohio? Follow these steps to buy with confidence.
Pull the vehicle history report
Run a CARFAX or AutoCheck report using the VIN before you visit. Look for accident history, odometer rollbacks, and title brands like salvage or flood. Ask 316 Auto if a report is available for any listing.
Take a thorough test drive
Drive on both city streets and the highway. Accelerate hard. Brake firmly. Listen for any clunks, vibrations, or warning lights. Test the AC, heat, and all electronics during the drive.
Inspect for hidden wear
Check for uneven panel gaps, mismatched paint, or overspray — signs of past bodywork. Push on each corner of the car to test the shocks. Look underneath for frame damage, fluid leaks, or rust.
Get a pre-purchase inspection
Have a trusted mechanic inspect any used vehicle before you buy. A $100–$150 PPI can uncover issues that save you thousands. Ask 316 Auto if a third-party inspection is permitted.
Negotiate the out-the-door price
Focus on the total out-the-door price, not the monthly payment. Understand every fee on the sales contract before signing. Dealer add-ons like paint protection and VIN etching are negotiable at 316 Auto.
Auto financing is competitive. A little preparation before visiting 316 Auto in Loveland, Ohio puts you in a stronger position.
Typical Loan Terms
48 to 72 months is most common. Shorter terms cost less in total interest.
Down Payment
10% to 20% down reduces your monthly payment and improves your loan terms.
Pro Tip
Get pre-approved by your bank before visiting 316 Auto — it gives you a rate to compare against dealer financing.
Get pre-approved by your bank or credit union before visiting 316 Auto. It takes 15 minutes and gives you a rate benchmark. Dealer financing can sometimes beat bank rates — but only if you have a number to compare against.
316 Auto is a auto dealer in Loveland, Ohio listed on Searchshop. Browse their full cars and trucks inventory, view detailed photos, compare prices, and get in contact directly from this page. Searchshop aggregates auto dealer listings across the country so you can compare stock and pricing in one place before you visit or call.
Buyers in and around Loveland, Ohio can browse the full inventory at 316 Auto, read verified buyer reviews, and reach out through the contact form on this page. Each listing at 316 Auto shows year, make, model, condition, mileage or hours, and current asking price. Use the monthly payment estimator on any listing to model financing before stepping on the lot.
The inventory at 316 Auto is updated regularly on Searchshop. Each listing shows high-resolution photos alongside the year, make, model, trim, and price. Mileage, condition notes, and available options are listed on each vehicle detail page. A built-in loan calculator lets you estimate your monthly payment based on purchase price, down payment, and loan term before you call or visit. Save listings you like to compare them side by side. If a unit you are interested in is no longer showing, contact 316 Auto directly — dealers often have incoming trades and new arrivals not yet listed.
Buying from a local auto dealer in Ohio has practical advantages. Local dealers handle state title, registration, and sales tax in-house. Warranty and service work are easier to coordinate nearby. Local dealers carry inventory suited to the region — autos suited to local roads and conditions. Visiting in person lets you inspect and test ride before you commit. Use the Searchshop dealer directory to compare Ohio auto dealers by city, brand, or inventory.
Use the contact form on this page to ask about a specific listing, request more photos, or schedule a visit. Include the year, make, and model for a faster response. Ask about trade-in valuations, financing promotions, and upcoming inventory. 316 Auto is in the Searchshop auto dealer directory serving Loveland, Ohio and surrounding areas. Browse other auto dealers on Searchshop to compare inventory and pricing near you.
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At a Glance
I was told by a regular customer of mine about this car lot. Little skeptical about going out there. Finally got the notion to go check them out. Stormy was very helpful explaining how the business works. My credit is beyond horrible. My wife picked out a kia that she loved. After doing some paperwork and the kids going crazy we drove home in a new vehicle. Stormy and Mike are awesome people! I'm definitely looking forward to another purchase for myself. Thank you guys for being so helpful and honest. Update: Just got a second car today! Once again I'm extremely satisfied with everything. Since I've been making payments on the first car, my credit score has gone up. They really do report to the credit bureau. In fact stormy showed me the proof. I recommend them to anyone who is credit challenged.
I had a great experience here. Everyone in the service department was super friendly and helpful. I got 4 new tires installed and mounted, a brake bleed and an oil change for no money down and a very reasonable weekly payment! All around positive experience. I highly recommend John 3:16. I will be going back!
First review was removed: I am completely upset with John 3:16 and the service they have given me. I definitely would not recommend them to anyone. Doug the sales guy was very nice and I appreciate all his help but the way I was treated by the main mechanic Mike was so unprofessional. I purchased the vehicle from them 3 weeks ago on Friday, December 21, 2018. Two week in of me having the vehicle I called them and told them that my over heating sensor light was on, and he said okay bring it up here when you get a chance and don’t drive it when the sensor light is on. I take it up there and he tells me he ran 3 test on the vehicle and it looks like the car is in the beginning stages of a blown head gasket. He mentioned that they could fix it for $50 dollars an hour, plus parts and finance the work for me so I didn’t have to pay it out of pocket. Then he mentioned that he could put me in another car and he would put the mechanic bill on with the new down payment for the new car. I disagreed with both options because I’m not responsible for the blown head gasket because I’ve only had the car 3 weeks and have only put 1000 miles on the vehicle. I drive everyday from Amelia to Milford to go to work. If you do the math, 1000 miles divided by 21 days is roughly 47 miles a day. Which is all I drove the car to and from work. I know for a fact I didn’t blow the head gasket and I shouldn’t be responsible for it. It’s really upsetting considering I’ve already put $700 dollars into it. That was my experience, I hope yours is better. Thank you. Part 2 of this situation: They begged me to remove my review and they would work something out with me so I gave them the benefit of the doubt. They ended up telling me that they aren’t going to help me 3 days later unless I want to pay $56 dollars a week for 40 weeks for the repair bill which I can’t afford being a single father trying to make ends meet. Then they decided to also keep the $700 dollars I put into the vehicle because the 1000 miles I put on the vehicle is worth that plus I left them with a $1200 dollar bill that they tried to say was my fault when it absolutely was not. How can I blow a head gasket in 3 weeks? When I only put 1000 miles on the vehicle. I hope whoever check the reviews decided not to go with this company because they don’t do things correctly and they claim they are trying to help people. Thanks.
John 3:16 is awesome. I've been a customer roughly six months. They do everything. Payments are done automatically. Plates and stickers are gotten for you so you don't have to stand in line at the BMV. They can do all types of work on your car and let you finance the work, including tires. They always have very nice cars, and they don't stay on the lot long. They're all good people and they won't put you in anything you can't afford. I highly recommend them if you need a good reliable car.
This place is an absolute joke. Save yourself the time and money and go elsewhere. My husband and I have had nothing but ISSUES since we've got our vehicle. Absolutely cannot wait to give them their damn car back and go elsewhere. When we had originally got the car Doug was really cool however online the car was listed for $900 down (Facebook) but their actual website was $1,100 yet somehow the down payment was $1,600? They never honored what has been listed on absolutely everything so we have been charged for months for absolutely nothing. Not to mention your tags expire every three months of which you have to pay $60 each time. I've sent Doug, Kelly, Stormy and others messages over TWO MONTHS ago asking for the owners number to get this resolved and they stop replying or simply say 'let me see what I can do' yet two months later and I haven't got a response. This place is absolutely horrible and the car is not worth what they ask. If this isnt resolved they will definitely be hearing from my attorney. Save your time guys, it starts off nice but boy does that decline rapidly.
