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    109 Auto Sales – Cars and trucks Dealer in Portland, Tennessee

    109 Auto Sales has been serving the Portland area for over 30 years. We offer on the lot financing, bank financing, buy here pay here, and lease here pay here options. We are dedicated to providing you with the perfect car at an affordable price through a quick and easy process, all while making you feel like family. So come on in, and join the 109 Auto Sales family, we woul…

    Browse cars and trucks in TennesseeAuto Dealers in PortlandAll Auto Dealers

    Frequently Asked Questions: 109 Auto Sales

    Does 109 Auto Sales offer financing?+

    109 Auto Sales works with financing partners to help buyers secure loans for cars and trucks. Contact 109 Auto Sales to ask about current financing promotions, available lenders, and whether pre-qualification is available. You can also use Searchshop's built-in payment estimator on any listing to model monthly payments before reaching out.

    Where is 109 Auto Sales located?+

    109 Auto Sales is located at 509 North Broadway, Portland, Tennessee, 37148. They serve buyers in Portland, Tennessee and surrounding areas.

    What cars and trucks does 109 Auto Sales sell?+

    109 Auto Sales specializes in cars and trucks. Browse their full inventory on Searchshop to see all available listings with year, make, model, photos, and pricing.

    How do I contact 109 Auto Sales?+

    You can contact 109 Auto Sales through the contact form on their Searchshop profile page, or by calling (615) 325-4896. Include the year, make, and model you are interested in for a faster response. 109 Auto Sales typically responds to inquiries about their listed inventory.

    Does 109 Auto Sales accept trade-ins?+

    Many auto dealers accept trade-ins as part of a purchase. Contact 109 Auto Sales directly to ask about their trade-in program, how they value trade-in units, and how a trade-in would apply toward your next auto purchase.

    Auto Buyer's Guide – 109 Auto Sales

    Shopping for a vehicle at 109 Auto Sales in Portland, Tennessee? Follow these steps to buy with confidence.

    1. 1

      Pull the vehicle history report

      Run a CARFAX or AutoCheck report using the VIN before you visit. Look for accident history, odometer rollbacks, and title brands like salvage or flood. Ask 109 Auto Sales if a report is available for any listing.

    2. 2

      Take a thorough test drive

      Drive on both city streets and the highway. Accelerate hard. Brake firmly. Listen for any clunks, vibrations, or warning lights. Test the AC, heat, and all electronics during the drive.

    3. 3

      Inspect for hidden wear

      Check for uneven panel gaps, mismatched paint, or overspray — signs of past bodywork. Push on each corner of the car to test the shocks. Look underneath for frame damage, fluid leaks, or rust.

    4. 4

      Get a pre-purchase inspection

      Have a trusted mechanic inspect any used vehicle before you buy. A $100–$150 PPI can uncover issues that save you thousands. Ask 109 Auto Sales if a third-party inspection is permitted.

    5. 5

      Negotiate the out-the-door price

      Focus on the total out-the-door price, not the monthly payment. Understand every fee on the sales contract before signing. Dealer add-ons like paint protection and VIN etching are negotiable at 109 Auto Sales.

    How to Finance a Auto at 109 Auto Sales

    Auto financing is competitive. A little preparation before visiting 109 Auto Sales in Portland, Tennessee puts you in a stronger position.

    Typical Loan Terms

    48 to 72 months is most common. Shorter terms cost less in total interest.

    Down Payment

    10% to 20% down reduces your monthly payment and improves your loan terms.

    Pro Tip

    Get pre-approved by your bank before visiting 109 Auto Sales — it gives you a rate to compare against dealer financing.

    Lender Advice

    Get pre-approved by your bank or credit union before visiting 109 Auto Sales. It takes 15 minutes and gives you a rate benchmark. Dealer financing can sometimes beat bank rates — but only if you have a number to compare against.

    Questions to Ask 109 Auto Sales About Financing

    • What is the out-the-door price including all taxes, title, and dealer fees?
    • Are any manufacturer incentives or rebates currently available on this model?
    • Is gap insurance offered, and what does it cost?
    • What extended warranty options are available, and what do they cover?
    • Is the price negotiable if I arrange my own financing?

    About 109 Auto Sales

    109 Auto Sales is a auto dealer in Portland, Tennessee listed on Searchshop. Browse their full cars and trucks inventory, view detailed photos, compare prices, and get in contact directly from this page. Searchshop aggregates auto dealer listings across the country so you can compare stock and pricing in one place before you visit or call.

    Buyers in and around Portland, Tennessee can browse the full inventory at 109 Auto Sales, read verified buyer reviews, and reach out through the contact form on this page. Each listing at 109 Auto Sales shows year, make, model, condition, mileage or hours, and current asking price. Use the monthly payment estimator on any listing to model financing before stepping on the lot.

    109 Auto Sales Inventory

    The inventory at 109 Auto Sales is updated regularly on Searchshop. Each listing shows high-resolution photos alongside the year, make, model, trim, and price. Mileage, condition notes, and available options are listed on each vehicle detail page. A built-in loan calculator lets you estimate your monthly payment based on purchase price, down payment, and loan term before you call or visit. Save listings you like to compare them side by side. If a unit you are interested in is no longer showing, contact 109 Auto Sales directly — dealers often have incoming trades and new arrivals not yet listed.

    Why Shop for a Auto in Tennessee

    Buying from a local auto dealer in Tennessee has practical advantages. Local dealers handle state title, registration, and sales tax in-house. Warranty and service work are easier to coordinate nearby. Local dealers carry inventory suited to the region — autos suited to local roads and conditions. Visiting in person lets you inspect and test ride before you commit. Use the Searchshop dealer directory to compare Tennessee auto dealers by city, brand, or inventory.

    Contact 109 Auto Sales

    Use the contact form on this page to ask about a specific listing, request more photos, or schedule a visit. Include the year, make, and model for a faster response. Ask about trade-in valuations, financing promotions, and upcoming inventory. 109 Auto Sales is in the Searchshop auto dealer directory serving Portland, Tennessee and surrounding areas. Browse other auto dealers on Searchshop to compare inventory and pricing near you.

    What is 109 Auto Sales's customer rating?+

    109 Auto Sales has an average customer rating of 3.5 out of 5 stars based on 169 reviews. Read verified buyer reviews on their Searchshop profile to learn about the sales process, inventory quality, and customer service experience.