Polaris Sportsman-450-H-O vs Yamaha Wolverine-X4-Xt-R-850

Searchshop currently shows 166 listings for the Polaris Sportsman-450-H-O from 40 dealers alongside 1 listing for the Yamaha Wolverine-X4-Xt-R-850 from 1 dealer, with prices and dealer locations updated continuously. On price, the Polaris Sportsman-450-H-O runs roughly 42% below the Yamaha Wolverine-X4-Xt-R-850 at the median ($6,999 vs $11,999), which adds up across the typical loan term. Listings span model years 2020–2026 for the Polaris Sportsman-450-H-O and 2021–2021 for the Yamaha Wolverine-X4-Xt-R-850, so there's flexibility on both sides whether you're cross-shopping new, late-model, or used.

A live-data comparison like Polaris Sportsman-450-H-O vs Yamaha Wolverine-X4-Xt-R-850 gives ATVs and UTVs buyers a more realistic picture than spec sheets alone — the prices shown here reflect actual dealer asking prices, not MSRP. When evaluating ATVs and UTVs at this price point, experienced buyers typically weigh hours of operation, tire and suspension wear, and aftermarket accessory packages alongside the headline number. The Polaris Sportsman-450-H-O currently carries the lower median asking price, which compounds meaningfully over a 48-to-72-month financing term — even a modest gap per month adds up to hundreds of dollars by payoff. Broader selection from the Polaris Sportsman-450-H-O side gives buyers more negotiating room and reduces the chance of settling on a unit that's slightly off on color, trim, or mileage. Ask for a copy of any service records and inspect the skid plates, A-arms, and CV boots for damage consistent with heavy off-road use — those components absorb significant abuse and are expensive to replace if neglected. Trailer requirements, protective gear, and property access or membership fees for riding areas are recurring costs that differ between utility-focused and recreation-focused buyers and should be part of your total budget comparison. Listings refresh continuously as dealers update their feeds — check back if a specific ATVs or UTVs you're tracking changes in price or status.