Arctic Cat Alterra-450 vs Polaris Rzr-Xp-4-1000

Searchshop currently shows 1 listing for the Arctic Cat Alterra-450 from 1 dealer alongside 3 listings for the Polaris Rzr-Xp-4-1000 from 3 dealers, with prices and dealer locations updated continuously. On price, the Arctic Cat Alterra-450 runs roughly 67% below the Polaris Rzr-Xp-4-1000 at the median ($6,699 vs $20,249), which adds up across the typical loan term. Listings span model years 2026–2026 for the Arctic Cat Alterra-450 and 2019–2020 for the Polaris Rzr-Xp-4-1000, so there's flexibility on both sides whether you're cross-shopping new, late-model, or used.

A live-data comparison like Arctic Cat Alterra-450 vs Polaris Rzr-Xp-4-1000 gives ATVs and side-by-sides buyers a more realistic picture than spec sheets alone — the prices shown here reflect actual dealer asking prices, not MSRP. When evaluating ATVs and side-by-sides at this price point, experienced buyers typically weigh hours of operation, tire and suspension wear, and aftermarket accessory packages alongside the headline number. The Arctic Cat Alterra-450 currently carries the lower median asking price, which compounds meaningfully over a 48-to-72-month financing term — even a modest gap per month adds up to hundreds of dollars by payoff. Broader selection from the Polaris Rzr-Xp-4-1000 side gives buyers more negotiating room and reduces the chance of settling on a unit that's slightly off on color, trim, or mileage. Ask for a copy of any service records and inspect the skid plates, A-arms, and CV boots for damage consistent with heavy off-road use — those components absorb significant abuse and are expensive to replace if neglected. Trailer requirements, protective gear, and property access or membership fees for riding areas are recurring costs that differ between utility-focused and recreation-focused buyers and should be part of your total budget comparison. Listings refresh continuously as dealers update their feeds — check back if a specific ATVs or side-by-sides you're tracking changes in price or status.